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Home / Opinions / Courts / 8th U.S. Circuit Court of Appeals / Insurance : Accidental Death Benefit – ERISA – Auto Accident

Insurance : Accidental Death Benefit – ERISA – Auto Accident

Where an employee was not on a business trip when he was killed in an auto accident but was driving his employer’s truck as a part of his regular delivery duties, the district court properly upheld the insurer’s denial of accidental death and spousal benefits under a blanket accident insurance policy because the insurer’s interpretation of an exclusion was equally reasonable and the application of the exception was not an abuse of discretion.

Judgment is affirmed.

Donaldson v. National Union Fire Insurance Company of Pittsburgh (MLW No. 70795/Case No. 16-2229 – 7 pages) (U.S. Court of Appeals, 8th Circuit, Kelly, J.) Appealed from U.S. District Court, Eastern District of Arkansas, Moody Jr., J. (Martin Wayne Bowen, Searcy, Arkansas, argued for appellant; C. Eric Hance appeared on the brief) (Ashleigh D. Phillips, Little Rock, Arkansas, argued for appellee; Shane Strabala appeared on the brief).

Read the full text of this opinion. (PDF)