Where a debtor challenged the denial of her request for discharge of her student loan obligations to the government, the judgment is affirmed because the bankruptcy court properly applied the totality-of-the-circumstances standard and properly held that the debtor failed to meet her burden of proving an undue hardship.
Judgment is affirmed.
Kemp v. U.S. Department of Education (MLW No. 72043/Case No. 17-6032 – 11 pages) (U.S. Bankruptcy Appellate Panel, 8th Circuit, Saladino, J.) Appealed from U.S. Bankruptcy Court, Western District of Arkansas.