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Home / Opinions / Courts / Court of Appeals, Southern District / Insurance Law: Auto Insurance-Underinsured Motorist Coverage-Stacking of Coverage

Insurance Law: Auto Insurance-Underinsured Motorist Coverage-Stacking of Coverage

The trial court concluded that plaintiffs’ four auto insurance policies were ambiguous as to whether they permitted stacking of their respective underinsured-motorist coverage limits. Where the policies’ “limits of liability” sections, standing alone, unambiguously prohibited stacking of UIM coverage limits, subsequent policy references to “other insurance” meant different insurance companies and therefore did not create ambiguity ...
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