Insurance: Long-Term Care Policy-Covered Provider-“Assisted Living Center”

Where a woman, who purchased a long-term care insurance policy, sued the insurer after her claim for facility benefits was denied following her move into a registered residential living center, the district court properly determined that the chosen provider was not a covered provider under South Dakota law and the parties’ contracts for the plaintiff’s long-term care.

Judgment is affirmed.

Dusseldorp v. Continental Casualty Company (MLW No. 74682/Case No. 18-3257 – 6 pages) (U.S. Court of Appeals, 8th Circuit, Loken, J.) Appealed from U.S. District Court, District of South Dakota.