Insurance Law: Carjacking-Uninsured Motorist-Public Policy

Where an insurer challenged a $50,000 judgment in favor of insured pursuant to the uninsured motorist coverage in her policy after she was injured in a carjacking accident, the policy language removing a “covered auto” from the definition of “uninsured motor vehicle” in the policy violated Missouri’s public policy, and a step-down exclusion in the UM coverage did not apply to the facts.

Judgment is affirmed.

Bland v. Progressive Casualty Insurance Company (MLW No.79831/Case No. SD37582 – 12 pages) (Missouri Court of Appeals, Southern District, Bates, J.) Appealed from circuit court, Scott County, Dolan, J. (James Albert Wilke, St. Louis, for appellant) (Matthew Duncan Glenn, Cape Girardeau, and Matthew Rhoades Davis, Columbia, for respondent).