Missouri Lawyers Media Missouri legal news and public notices

Plaintiffs suffered damage to part of their home’s roof. Plaintiffs disputed the damage amount determined by defendant, their insurer, and demanded appraisal for a binding amount of loss. The appraisers merely calculated replacement of the entire roof, because replacement products ...

Tagged with: homeowners' insurance Insurance Mismatching Issue Roof Damage

Where an apartment owner argued that it should receive the policy limit following a fire that destroyed one building and damaged two others, the owner did not suffer a “total loss of the property insured” under the Missouri valued-policy statute, ...

Tagged with: Fire Damage Insurance Missouri Law Valued-Policy Statute

  Where homeowners’ insurer brought subrogation claims against an electric utility, arguing that the utility’s equipment caused the fire damage to the homeowners’ property, the district court erred in finding that the insurer lacked standing because it did not obtain ...

Tagged with: Fire Damage Insurance Made-Whole Doctrine Subrogation

Where the widow of a man killed in a drive-by shooting sought damages under the uninsured-motorist provisions of the couple’s automobile liability policy, the district court properly granted summary judgment to the insurer because any liability of the uninsured motorist ...

Tagged with: Drive By Shooting Insurance Missouri Law Uninsured Motorist

Where a mother and child, who were allegedly injured during delivery, each brought claims against a doctor that were resolved through a confidential settlement agreement, and the doctor’s insurer argued that the plaintiffs’ claims were subject to a single liability ...

Tagged with: Insurance Law Liability-Limit Clause Medical-Malpractice Policy ‘Medical Occurrence’

  A prime contractor on a government contract obtained payment and performance bonds from defendant. Thereafter, the parties agreed to terminate the prime contract and defendant agreed to complete the contract. The government ultimately sued the parties on behalf of ...

Tagged with: Government Contract Insurance Law Performance Bond Successor Standing

  Plaintiff appealed from the district court’s grant of declaratory judgment to defendant, plaintiff’s auto insurer, after defendant refused to convey UIM coverage following plaintiff’s car accident, pursuant to the definition of an underinsured motorist and the anti-stacking provision in ...

Tagged with: Insurance Limits on Coverage motor vehicle accident underinsured motorist coverage

(1)Where  a car buyer challenged the denial of insurance coverage on her claim that an auto dealer committed fraudulent misrepresentation, the judgment is affirmed in part because the policy unambiguously did not provide coverage for the intentional-fraudulent-misrepresentation claim, and the ...

Tagged with: Denial Of Coverage Fraudulent Misrepresentation Insurance Law tortious interference

Defendant provided plaintiff a total-loss policy for plaintiff’s motorcycle, which required that “legal action relating to coverages” had to be brought “within one year immediately following the date of the accident or loss”. When plaintiff had a total loss in ...

Tagged with: Failure to Pay Under Policy Insurance Law Motorcycle Policy Physical-Damage Coverage

  Where an employer sought contribution under an excess-liability policy for a claim brought by the estate of an employee killed in a workplace accident, the judgment is affirmed because the district court did not err in finding that the ...

Tagged with: Excess Coverage Insurance Law Workplace Accident

Where a condominium developer sued its insurer claiming the insurer wrongfully denied coverage for the defense and indemnity of a lawsuit brought against the developer for defective construction based on water damage, the grant of summary judgment for the insurer ...

Tagged with: Business Policy duty to defend Insurance Water Damage