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Tag Archives: Insurance Law

Insurance Law: Auto Insurance-Underinsured Motorist Coverage-Stacking of Coverage

The trial court concluded that plaintiffs’ four auto insurance policies were ambiguous as to whether they permitted stacking of their respective underinsured-motorist coverage limits. Where the policies’ “limits of liability” sections, standing alone, unambiguously prohibited stacking of UIM coverage limits, ...

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Insurance Law: Medical-Malpractice Policy-Liability-Limit Clause-‘Medical Occurrence’

Where a mother and child, who were allegedly injured during delivery, each brought claims against a doctor that were resolved through a confidential settlement agreement, and the doctor’s insurer argued that the plaintiffs’ claims were subject to a single liability ...

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Insurance Law: Denial Of Coverage-Fraudulent Misrepresentation-Tortious Interference

(1)Where  a car buyer challenged the denial of insurance coverage on her claim that an auto dealer committed fraudulent misrepresentation, the judgment is affirmed in part because the policy unambiguously did not provide coverage for the intentional-fraudulent-misrepresentation claim, and the ...

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Insurance Policy: Motorcycle Policy-Physical-Damage Coverage-Failure to Pay Under Policy

Defendant provided plaintiff a total-loss policy for plaintiff’s motorcycle, which required that “legal action relating to coverages” had to be brought “within one year immediately following the date of the accident or loss”. When plaintiff had a total loss in ...

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