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Consumer Law-FDCPA-Enforcement of Settlement Agreement

Staff Report//April 29, 2026//

Consumer Law-FDCPA-Enforcement of Settlement Agreement

Staff Report//April 29, 2026//

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Plaintiff appealed the grant of defendants’ motion to enforce a settlement of plaintiff’s Fair Debt Collection Practices Act lawsuit, arguing that the trial court erred in finding that plaintiff accepted defendants’ emailed settlement offer or, alternatively, in enforcing a settlement document that purported to finalize the parties’ agreement. Plaintiff argued that the document was a new offer because it changed certain terms from a prior offer and added new terms.

Where plaintiff raised genuine issues of material fact as to whether the parties had reached an agreement that was reflected in the settlement document, the court was constrained to reverse and remand.

Judgment is reversed and remanded.

Apperson v. Davis (MLW No. 84667/Case No. ED113643 – 15 pages) (Missouri Court of Appeals, Eastern District, Navarro-McKelvey, J.) Appealed from circuit court, City of St. Louis, Whyte, J. (Mouna Apperson, appellant pro se) (Stephen T. Hamby for respondents)


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