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underinsured motorist coverage

Generic legal image showing a judge's hammer and gavel on a wooden table with a stack of $100 bills between them
Jun 26, 2026

$2.1M settlement reached for five educators injured in work-trip crash

Five Head Start educators injured in a Missouri work-trip crash secured a $2.1 million settlement through multiple underinsured motorist insurance claims.

generic legal image, gavel and books dark brown
Feb 24, 2026

Cyclist rear-ended by Audi settles with driver

A Blue Springs woman injured when her e-bike was struck from behind by a trailing Audi Q5 driver has settled her personal injury claims for $126,000.

The Thomas Eagleton Federal Courthouse
Jan 30, 2026

8th Circuit reverses insurer win in underinsured motorist limits case

The appeals court reversed an insurer win in an underinsured motorist case, finding policy language ambiguous as to loss-of-consortium coverage limits.

Mar 20, 2020

Torts: Motor-Vehicle Accident-Underinsured Motorist Coverage-Denial of Coverage

Defendant, trustee for the heirs and next-of-kin of P.B., appealed from the district court’s grant of judgment on the pleadings to plaintiff in its declaratory-judgment action. P.B. was killed in […]

Mar 13, 2020

Torts: Motor-Vehicle Accident-Underinsured Motorist Coverage-Denial of Coverage

According to a personal injury lawyer the district court properly applied the statutory definition of an “insured,” there was no error in denying defendant’s claim for UIM benefits. Defendant, trustee for the […]

Mar 13, 2020

Negligence: Personal Injury-Underinsured Motorist Coverage-Heightened Duty of Care

Plaintiff was seriously injured after falling from the trunk of a car driven by her friend, Samantha Denault. This caused for her to hire a personal injury attorney. After recovering […]

Mar 5, 2020

Jurors find for motorist against his own insurer, award $492,275

A St. Louis jury found nearly half a million dollars in damages for a motorist involved in a traffic accident, though the award figure was reduced to the limits of […]

Sep 18, 2019

Insurance: Underinsured-Motorist Coverage-Exhaustion of Coverage Limits-Stacking

Plaintiff appealed from the dismissal of her claim against defendant, her insurer. Plaintiff suffered severe injuries in a car accident and sought coverage under her underinsured-motorist coverage when the other […]

Jun 3, 2019

Insurance: Underinsured-Motorist Coverage-Commercial Auto Policy-Denial of Coverage

Defendant, widow of an individual killed while driving a truck for his employer insured by plaintiff, filed a claim with plaintiff for UIM benefits. Plaintiff filed the present declaratory-judgment action. […]

Apr 29, 2019

Insurance Law: Auto Insurance-Underinsured Motorist Coverage-Stacking of Coverage

The trial court concluded that plaintiffs’ four auto insurance policies were ambiguous as to whether they permitted stacking of their respective underinsured-motorist coverage limits. Where the policies’ “limits of liability” […]

Mar 25, 2019

Insurance: Motor-Vehicle Accident-Underinsured Motorist Coverage-Limits on Coverage

  Plaintiff appealed from the district court’s grant of declaratory judgment to defendant, plaintiff’s auto insurer, after defendant refused to convey UIM coverage following plaintiff’s car accident, pursuant to the […]

Sep 14, 2018

Insurance : Underinsured Motorist Coverage –  Wrongful Death – Ambiguity

Seaton v. Shelter Mutual Insurance Company (MLW No. 72108/Case No. ED105895 – 7 pages) (Missouri Court of Appeals, Eastern District, Page, J.)

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