Defendant, trustee for the heirs and next-of-kin of P.B., appealed from the district court’s grant of judgment on the pleadings to plaintiff in its declaratory-judgment action. P.B. was killed in a motor-vehicle accident with his grandmother Dawn Chiodo and Chiodo’s ...

Tagged with: Denial Of Coverage motor vehicle accident underinsured motorist coverage

According to a personal injury lawyer the district court properly applied the statutory definition of an “insured,” there was no error in denying defendant’s claim for UIM benefits. Defendant, trustee for the heirs and next-of-kin of P.B., appealed from the district court’s ...

Tagged with: Denial Of Coverage motor vehicle accident underinsured motorist coverage

Plaintiff was seriously injured after falling from the trunk of a car driven by her friend, Samantha Denault. This caused for her to hire a personal injury attorney. After recovering from Denault’s insurer, plaintiff filed an underinsured motorist claim with ...

Tagged with: Heightened Duty of Care personal injury underinsured motorist coverage

A St. Louis jury found nearly half a million dollars in damages for a motorist involved in a traffic accident, though the award figure was reduced to the limits of his UIM policy. According to court documents, the case stemmed ...

Tagged with: Insurance case Lieser Law Firm underinsured motorist coverage

Plaintiff appealed from the dismissal of her claim against defendant, her insurer. Plaintiff suffered severe injuries in a car accident and sought coverage under her underinsured-motorist coverage when the other driver’s policy limits were too low to cover her losses. ...

Tagged with: Exhaustion of Coverage Limits stacking underinsured motorist coverage

Defendant, widow of an individual killed while driving a truck for his employer insured by plaintiff, filed a claim with plaintiff for UIM benefits. Plaintiff filed the present declaratory-judgment action. The trial court granted plaintiff’s summary judgment motion, ruling that ...

Tagged with: Commercial Auto Policy Denial Of Coverage underinsured motorist coverage

The trial court concluded that plaintiffs’ four auto insurance policies were ambiguous as to whether they permitted stacking of their respective underinsured-motorist coverage limits. Where the policies’ “limits of liability” sections, standing alone, unambiguously prohibited stacking of UIM coverage limits, ...

Tagged with: Auto Insurance Insurance Law Stacking of Coverage underinsured motorist coverage

  Plaintiff appealed from the district court’s grant of declaratory judgment to defendant, plaintiff’s auto insurer, after defendant refused to convey UIM coverage following plaintiff’s car accident, pursuant to the definition of an underinsured motorist and the anti-stacking provision in ...

Tagged with: Insurance Limits on Coverage motor vehicle accident underinsured motorist coverage

Seaton v. Shelter Mutual Insurance Company (MLW No. 72108/Case No. ED105895 – 7 pages) (Missouri Court of Appeals, Eastern District, Page, J.)

Tagged with: ambiguity Insurance underinsured motorist coverage wrongful death

Swadley v. Shelter Mutual Insurance Co. (MLW No. 70300/Case No. SDC95844 – 6 pages) (Supreme Court of Missouri, Fischer, J.; Breckenridge, C.J., Stith, Wilson and Russell, JJ., concur; Draper, J., dissents)

Tagged with: Insurance Liability Coverage underinsured motorist coverage

Maxam v. American Family Mutual Insurance Company (MLW No. 69789/Case No. WD79408 – 9 pages) (Missouri Court of Appeals, Western District, Ardini Jr., J.)

Tagged with: auto accident Insurance Owned-Vehicle Exclusion underinsured motorist coverage