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Tag Archives: underinsured motorist coverage

Torts: Motor-Vehicle Accident-Underinsured Motorist Coverage-Denial of Coverage

Defendant, trustee for the heirs and next-of-kin of P.B., appealed from the district court’s grant of judgment on the pleadings to plaintiff in its declaratory-judgment action. P.B. was killed in a motor-vehicle accident with his grandmother Dawn Chiodo and Chiodo’s ...

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Torts: Motor-Vehicle Accident-Underinsured Motorist Coverage-Denial of Coverage

According to a personal injury lawyer the district court properly applied the statutory definition of an “insured,” there was no error in denying defendant’s claim for UIM benefits. Defendant, trustee for the heirs and next-of-kin of P.B., appealed from the district court’s ...

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Negligence: Personal Injury-Underinsured Motorist Coverage-Heightened Duty of Care

Plaintiff was seriously injured after falling from the trunk of a car driven by her friend, Samantha Denault. This caused for her to hire a personal injury attorney. After recovering from Denault’s insurer, plaintiff filed an underinsured motorist claim with ...

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Insurance: Underinsured-Motorist Coverage-Exhaustion of Coverage Limits-Stacking

Plaintiff appealed from the dismissal of her claim against defendant, her insurer. Plaintiff suffered severe injuries in a car accident and sought coverage under her underinsured-motorist coverage when the other driver’s policy limits were too low to cover her losses. ...

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Insurance: Underinsured-Motorist Coverage-Commercial Auto Policy-Denial of Coverage

Defendant, widow of an individual killed while driving a truck for his employer insured by plaintiff, filed a claim with plaintiff for UIM benefits. Plaintiff filed the present declaratory-judgment action. The trial court granted plaintiff’s summary judgment motion, ruling that ...

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Insurance Law: Auto Insurance-Underinsured Motorist Coverage-Stacking of Coverage

The trial court concluded that plaintiffs’ four auto insurance policies were ambiguous as to whether they permitted stacking of their respective underinsured-motorist coverage limits. Where the policies’ “limits of liability” sections, standing alone, unambiguously prohibited stacking of UIM coverage limits, ...

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Insurance: Motor-Vehicle Accident-Underinsured Motorist Coverage-Limits on Coverage

  Plaintiff appealed from the district court’s grant of declaratory judgment to defendant, plaintiff’s auto insurer, after defendant refused to convey UIM coverage following plaintiff’s car accident, pursuant to the definition of an underinsured motorist and the anti-stacking provision in ...

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