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Tag Archives: FDCPA

Consumer Law: FDCPA-Class Action-Least-Sophisticated Consumer

Plaintiffs appealed the dismissal of their purported class action under the FDCPA. Where the least-sophisticated-consumer standard contained an objective element of reasonableness to avoid peculiar interpretations of debt-collector communications, the district court properly denied plaintiffs’ complaint. Judgment is affirmed. Carroll ...

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Bankruptcy: Time-Barred Claim- FDCPA

Even though a creditor filed a proof of claim in a Chapter 13 bankruptcy on a time-barred debt, the proof of claim was not false, deceptive or misleading under the Fair Debt Collections Practices Act. Eleventh Circuit The debtor “urges ...

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